Last week, when I logged in to my Citibank online account, I noticed that the annual percentage yield, or APY, is still at about 0.08% for those accounts holding a balance lower than 24,999 U.S. dollar. It's pathetic, however, today, when I logged in again, it's 0.05%!
For god's sake, it's called a savings account. But with such a low rate, how can you earn any significant amount of interest at all? For those with a lot of savings with Citi, things aren't looking any good. The highest interest rate they offer is a mere 0.30%. What a shame!
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